A car manufacturer’s warranty covers repairs to a limited number of components, but in most cases it expires after 3 years/36,000 miles. After that, the owner is responsible for repairs.
As cars, trucks and SUVs have become more dependent on electronics, repairs have become more complicated and expensive. An extended auto warranty, or vehicle maintenance contract, can protect you from large, unexpected repair bills and provide peace of mind. A plan can supplement the manufacturer’s warranty or provide coverage after the original warranty expires.
Many companies offer extended warranties with a variety of covered items and exclusions. Sorting it all out and choosing a plan can be confusing. We researched several of the best extended car warranty providers in the United States and compared their coverage, prices, customer service, and other features to compile a list of our top picks.
Summary: What we think of American Auto Repair coverage
American Auto Repair Coverage offers extended warranties that can protect drivers from high repair costs. The company offers several plans that cover both new and used vehicles. American Auto Repair Coverage also lets you customize an extended warranty, so it only includes the coverage you need and want.
Vehicle maintenance contracts sold by American Auto Repair Coverage are underwritten by several major insurance companies. According to its website, the company pays an average of $22 million per year for covered claims. American Auto Repair Coverage has received generally positive reviews and earned an A+ rating from the Better Business Bureau (BBB).
Extended Warranty Options
American Auto Repair Coverage offers enhanced, comprehensive, and ultimate plans with varying levels of coverage to meet the needs and budgets of different vehicle owners. The make, model, year and mileage of your vehicle can affect its eligibility for different programs. A customer service representative can answer questions to help you choose the right plan.
You can also select the duration of the extended warranty. All customers can pay in installments without going through a credit check.
American Auto Repair Coverage provides an overview of its plans online. He notes that actual coverage may differ based on customer choices, the state where the plan was purchased, and the administrator.
American Auto Repair Coverage differs from other extended warranty companies because it does not require customers to choose from standard plans. On its website, you can fill out a form, check out the coverage areas you want, and then receive a quote for a custom extended warranty to match those specifications. This approach allows you to avoid paying for coverage you may not need or want.
U.S. auto repair coverage does not allow an extension of warranty to cover multiple vehicles. However, it offers discounts to customers who purchase separate protection plans for multiple vehicles.
While it’s possible to buy an extended warranty almost any time, if you want to save money, it’s best to buy one early. If your vehicle’s original warranty is still in effect, American Auto Repair Coverage recommends that you purchase a plan before the manufacturer’s warranty expires, so you can save money and avoid a gap in the warranty. cover.
Coverage and additional options
American Auto Repair Coverage offers 24-hour roadside assistance. If you purchase an extended warranty and your vehicle breaks down, someone can pick you up and tow the vehicle to a dealership or repair shop, and you can get a covered rental car until your vehicle is repaired. If your car breaks down 100 miles or more from home, American Auto Repair Coverage will reimburse you for accommodation and meals until the vehicle is repaired. If a tire blows, your Extended Warranty Tire Peril Coverage will pay to repair or replace it.
If you sell your vehicle, you can transfer the remainder of the service contract to the new owner. Another option is to cancel your policy and receive a prorated refund. If you buy another vehicle, you can apply your refund money to the cost of an extended warranty for your new car.
If your car breaks down, contact the Concierge Claims Department immediately to file a claim. A representative will arrange repairs and get you a rental car.
Although American Auto Repair coverage recommends that you have repairs performed at the dealership, it will cover eligible repairs performed at any ASE-certified shop. Company will prepay a repair facility for all covered parts and labor, plus additional costs, such as taxes and shop fees.
American Auto Repair Coverage will pay the full cost of covered repairs, excluding the deductible, which you will pay after your car is repaired.
US Auto Repair Coverage Customer Service
American Auto Repair Coverage is a family owned and operated business, and its leaders have over 10 years of combined experience in the vehicle service contract business. The company is proud to stand up for its customers. American Auto Repair Coverage earned an A+ rating from the BBB and received mostly positive reviews online. Here are some comments posted on the BBB website:
“I had extended my vehicle coverage, just in case! Luckily I did, a few months later my transmission died and I would have been saddled with an unpayable bill, but thanks to the extended warranty I was able to get my car back on the road in about one week… ”
– John O.
“Great rates, exceptional customer service and smooth claims handling. I’m really satisfied. Thank you!”
– Mohammad S.
“American Auto Repair Coverage has already saved me and my wife twice! Set up coverage in 2017 and they’ve already paid $1,800 in engine claims and $1,200 for an alternator. This policy has already more than paid for itself! Tom more than answered any questions or concerns we had! Buy this blanket!!!”
– Greg D.
Our Verdict: American Auto Repair Coverage
We found that American Auto Repair Coverage offers plans with multiple levels of coverage and the ability to create custom plans that meet your needs and budget. This flexibility contrasts with many other providers who force you to choose from extended warranty plans that may include charges for coverage you don’t need or want. American Auto Repair Coverage received an A+ rating from the BBB, along with mostly positive online reviews.
Other providers we recommend
Before purchasing an extended vehicle warranty or committing to a long-term contract, you should compare options and prices from several companies. When looking for an extended warranty, compare plans, coverage options, and prices. It’s also a good idea to look at companies’ BBB ratings and customer service reviews. Choose an extended warranty provider that has been in business for several years and whose contracts are backed by a reputable company.
Our review of extended warranty providers found many companies that meet these criteria. Here are some extended warranty companies that we consider to be among the best.
Endurance has been selling extended warranties for over 15 years and is backed by an insurance company that has an A rating from AM Best. It offers vehicle maintenance contracts that are divided into five levels of coverage. Each plan includes one year of Endurance Elite benefits, which provides rewards, repair financing, roadside assistance and other benefits.
Endurance directly administers its vehicle maintenance contracts. This means that if you need your vehicle repaired, you only have to deal with Endurance representatives, not a third party, which can simplify the claims process.
CARCHEX has been selling Extended Vehicle Protection Plans for over 20 years and has won multiple customer service awards, in addition to an A+ rating from BBB. It offers 21 extended warranty plans divided into five tiers with varying levels of coverage.
One thing we love about CARCHEX is its No-Habble, Low-Price, Everyday Guarantee™. The company clearly explains its service contracts and pricing and doesn’t pressure you into buying a plan. This sets CARCHEX apart from many of its competitors. It also offers new customers a 30-day money-back guarantee.
In an effort to provide accurate and unbiased information to consumers, our team of experts collects data from dozens of extended car warranty companies to compile a ranking of the best providers. Companies receive a score in each of the following categories, along with an overall weighted score of 5.0 stars.
- Industry Ranking: Warranty providers with a history of strong business practices and expert approvals receive the highest scores in this category.
- Cover: This rating is based on the types of extended warranty plans available, terms of coverage, and additional benefits such as roadside assistance.
- Cost: Our research team reviews sample quotes for a variety of plans and vehicles. The companies with the lowest rates per year of coverage obtain the highest scores.
- Transparency: This score takes into account the transparency of contracts and the availability of a money-back guarantee.
- Customer service: We scour customer reviews and do our own buyer analysis to get a sense of how responsive and helpful each warranty company is.